Privacy Policy & Terms of Use
Privacy Policy
At Profolio Finance, we value your trust and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and safeguard your data when you interact with our website, services, and financial solutions.
1. Information We Collect
We may collect the following types of information when you use our services:
Personal Information: Name, email address, phone number, date of birth, and other details provided by you.
Financial Information: Investment preferences, income details, and related financial data necessary for portfolio and goal planning.
Usage Data: Information about how you use our website, including IP address, browser type, and browsing activity.
2. How We Use Your Information
We use the information we collect to:
Provide personalized financial planning and advisory services
Recommend suitable investment and insurance products
Process transactions through trusted platforms such as Nivesh.com
Communicate important updates, insights, and reports
Ensure compliance with legal and regulatory requirements
3. Data Sharing and Disclosure
We do not sell your information. We may share your data only with:
Trusted partners and service providers (e.g., Nivesh.com) for executing financial transactions
Regulatory authorities, if legally required
Internal teams for analytics and client support
4. Data Security
We use industry-standard practices to protect your data from unauthorized access, alteration, disclosure, or destruction. Your sensitive information is stored securely, and access is limited to authorized personnel only.
5. Your Rights
As a client, you have the right to:
Access the personal data we hold about you
Request corrections or updates to your information
Opt out of marketing communications
Request deletion of your data, subject to legal and compliance requirements
6. Cookies & Tracking
Our website may use cookies to enhance your browsing experience. Cookies help us understand user behavior and improve our services. You can manage or disable cookies in your browser settings.
7. Changes to this Policy
We may update this Privacy Policy from time to time to reflect changes in our services or legal requirements. The latest version will always be available on our website.
Terms & Conditions
By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing this website or engaging our services, you confirm that you have read, understood, and agree to these Terms & Conditions. If you do not agree, you must not use our website or services.
2. Services Provided
Profolio Finance provides financial planning, mutual fund advisory, insurance guidance, and related investment solutions. All recommendations are based on information provided by you and are meant for general financial guidance. Final investment decisions remain solely your responsibility.
3. No Guarantee of Returns
All investments are subject to market risks. Past performance is not indicative of future results. Profolio Finance does not guarantee or promise specific returns on any financial product or investment plan.
4. Client Responsibility
You agree to provide accurate and complete information when using our services. Any financial advice or plan prepared for you will be based on the accuracy of the information you share.
5. Third-Party Platforms
We may facilitate investments through third-party platforms such as Nivesh.com. While we ensure that these are trusted providers, Profolio Finance is not responsible for any errors, delays, or issues arising directly from third-party platforms.
6. Limitation of Liability
Profolio Finance will not be held liable for any direct, indirect, or consequential losses arising from the use of our services or reliance on financial recommendations. All decisions remain with the client.
7. Intellectual Property
All content on this website, including text, graphics, logos, and other material, is the property of Profolio Finance. You may not copy, reproduce, or distribute any material without prior written consent.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
9. Changes to Terms
We may update these Terms & Conditions from time to time. The updated version will be posted on our website, and continued use of our services will signify your acceptance of the revised terms.
10. Governing Law
These Terms & Conditions are governed by the laws of [Insert Country/State]. Any disputes arising will be subject to the exclusive jurisdiction of the courts in [Insert Location].
11. Contact Us
If you have any questions or concerns regarding this Privacy Policy or the handling of your data, please contact us at:
Email: support@profoliofinance.com
Phone: +91 6302028139
